Some individuals completely abuse their credit cards and use them for all the wrong reasons. It is not sound financial decision making to take your credit card and purchase normal every day things like gas, groceries, or entertainment. You should sit down, figure out a budget and set aside actual cash to pay for these needs, rather than using your credit card. This is an especially bad habit if you don’t pay your balance in full each month. It’s easy to fall into this habit and to get used to paying with credit.